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[am-er-tuh-zey-shuh n, uh-mawr-] /ˌæm ər təˈzeɪ ʃən, əˌmɔr-/
an act or instance of amortizing a debt or other obligation.
the sums devoted to this purpose.
Also, amortizement.
1665-75; < Medieval Latin a(d)mortizātiōn- (stem of admortizātiō). See amortize, -ation Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2015.
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Examples from the web for amortization
  • Depreciation, amortization and severance costs were included in the amount, not excluded.
  • Therefore the further you get into the amortization schedule you go the larger the deduction, encouraging people to pay down debt.
  • They pay mortgages and contemplate amortization schedules and property taxes.
  • When my ex went to meet with the finance guy, right off the bat, he started by suggesting a reverse amortization loan.
  • Practically none had subprime mortgages, and few have negative amortization.
  • Monthly mortgage insurance premium payments must start at the beginning of loan amortization.
British Dictionary definitions for amortization


  1. the process of amortizing a debt
  2. the money devoted to amortizing a debt
(in computing the redemption yield on a bond purchased at a premium) the amount that is subtracted from the annual yield Compare accumulation (sense 3b)
Derived Forms
amortizement, amortisement (əˈmɔːtɪzmənt) noun
Collins English Dictionary - Complete & Unabridged 2012 Digital Edition
© William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins
Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012
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Word Origin and History for amortization

1670s, in reference to lands given to religious orders, from Medieval Latin amortizationem (nominative amortizatio), noun of action from past participle stem of amortizare (see amortize). Of debts, from 1824.

Online Etymology Dictionary, © 2010 Douglas Harper
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amortization in Culture
amortization [(am-uhr-tuh-zay-shuhn, uh-mawr-tuh-zay-shuhn)]

A term that refers either to the gradual paying off of a debt in regular installments over a period of time or to the depreciation of the “book value” (that is, the standard assessed value) of an asset over a period of time.

The American Heritage® New Dictionary of Cultural Literacy, Third Edition
Copyright © 2005 by Houghton Mifflin Company.
Published by Houghton Mifflin Company. All rights reserved.
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