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Insurance

[in-shoor-uhns, -shur-]

Example Sentences Origin

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noun

the act, system, or business of insuring property, life, one's person, etc., against loss or harm arising in specified contingencies, as fire, accident, death, disablement, or the like, in consideration of a payment proportionate to the risk involved.

coverage by contract in which one party agrees to indemnify or reimburse another for loss that occurs under the terms of the contract.

the contract itself, set forth in a written or printed agreement or policy.

the amount for which anything is insured.

an insurance premium.

EXPAND

any means of guaranteeing against loss or harm: Taking vitamin C is viewed as an insurance against catching colds.

COLLAPSE

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adjective

of or pertaining to a score that increases a team's lead and insures that the lead will be held if the opposing team should score once more: The home run gave the team an insurance run, making the score 7-5.

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Insurance is always a great word to know.

So is ninnyhammer. Does it mean:

an extraordinary or unusual thing, person, or event; an exceptional example or instance.

a fool or simpleton; ninny.

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Origin:
1545–55; insure + -ance

Related forms

non·in·sur·ance, noun

pre·in·sur·ance, noun

pro·in·sur·ance, adjective

Can be confused: assurance, insurance.

Dictionary.com Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2012.
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Link To Insurance

Example Sentences

Life insurance as a hedge against the volatility in the stock market has growing adherents.

Insurance companies see danger from extreme weather.

Brazil is the last big insurance market to have a state monopoly on reinsurance.

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Life insurance as a hedge against the volatility in the stock market has growing adherents.

Insurance companies see danger from extreme weather.

Brazil is the last big insurance market to have a state monopoly on reinsurance.

Conventional wisdom about travel insurance was that if you can't afford to lose the vacation, insure it.

So, the insurance company goes broke, and people that bought the insurance are not protected.

Big brother can help you save money on your car insurance.

As with humans, pet insurance programs are complex.

But insurance against such an event has already been on the market for three months.

When you first obtained your life insurance policies, you felt a need for them.

Insurance companies want to collect without have to pay out to replace flood-damaged property.

If your insurance company isn't working out for you anymore, then definitely consider switching.

Insurance is much more fragmented than, say, banking.

And when insurance isn't available, taxpayers often foot the bill for rebuilding.

Insurance companies already openly discriminate by either jacking up insurance premiums or refusing to cover people.

The insurance company that took possession of it after paying off the policy is looking to unload it.

GE wanted to quit insurance at almost any cost, to focus on industries with more growth and less trouble.

Check your insurance for coverage of emergencies known to strike your area.

It is illegal to insure against an impossible event that would wipe out the insurance co.

Case studies focus on nine industries, from retail to insurance to entertainment.

Buyers have fled these programmes, in part because of worries over muni-bond insurance.

It entails the custom packaging of securities to provide price insurance against a drop in either the yen or the thermometer.

Wallace nearly lost the property in a dispute with his landlord over insurance rates.

Allow health insurance groups to deny insurance to smokers.

Then there's more paperwork, and a pitch for phone insurance and accessories you don't need.

Many issues posing as questions of privacy can turn out to be matters of security, health policy, insurance or self-presentation.

Stop the coal ash and clean it up and health insurance costs will dramatically drop.

There is no insurance for the spot-market buyer of energy.

Insurance companies that deny valid claims are few and far between.

Most people know they have a credit score, but fewer know that insurance companies use a similar means to calculate premiums.

He also noted that his trials were restricted in scope by private insurance.

Can you tell me what this is worth for insurance purposes.

From my recent research, end of a contract still leaves you eligible for unemployment insurance.

Are any pharmaceutical or insurance companies involved.

When in fact they doubled their money thru insurance fraud.

Equifax provides information to virtually all of the nation's major insurance companies and agents.

If you think your buyers are low-balling it, you should try negotiating with an insurance company.

It provides an alibi for health insurance companies so they don't have to pay for treatment for these sick kids.

But even without doomsday scenarios, one insurance company says.

With the cost of home insurance skyrocketing, second-home owners are facing even higher premiums.

It was difficult to get the insurance company to pay up though.

For example, one proposal would cut off access to insurance subsidies for a few years for those who refuse to buy coverage.

For the rest of us, staying informed is probably insurance enough.

The potent dish requires diners to take insurance before hitting.

Alarms save money on home insurance and offer peace of mind for those living in burglary-prone areas.

Two new studies leave little doubt that health improves when people gain insurance coverage.

We've got a family doctor and minor emergency care set up, but no formal health insurance.

The small ideas are limiting medical malpractice liability, and allowing cross-state purchase of insurance policies.

The information can also help with updating building codes and emergency plans and setting earthquake insurance rates.

Our insurance totally denied our claim for a prosthetic arm and they are quite expensive.

Insurance usually covers damage to your home or car from falling objects, including satellites.

Heck, she'd probably be content to have health insurance.

Individual insurance would cover small risk, such as accidents while paying out of pocket for doctors visits, medicine et cetera.

She says insurance companies or employers might discriminate against individuals based on their genetic information.

Cities and insurance companies have long produced minutely detailed maps of their realms.

Certain home and apartment owners can continue to deduct private mortgage insurance premiums from their income taxes.

Benefits include medical insurance and housing allowance.

But insurance is more open to doubt than other areas.

Comes with a lifetime guarantee and two-year all peril insurance policy against loss, theft, or other untimely demise.

If new restoration efforts succeed, it also could save insurance companies a lot of money in claims for damaged artwork.

Look to increased medical care costs and higher profits for insurance companies.

Get the piece of paper from the state so that you don't have to worry about ridiculous insurance premiums on top of all that.

But no one has proposed getting rid of private insurance.

Many have yet to return to the neighborhood as they battle insurance companies in court for compensation.

Otherwise your insurance value relative to the cost of the extra hardware doesn't make it worthwhile.

Bedbugs can be expensive house guests, and homeowners insurance generally won't pay to get rid of them.

But now home-ownership and health insurance freeze many of them to the spot.

Now it's used as business intelligence for banks, insurance companies, and retailers.

Many, many patients have had their procedures covered by insurance.

Hurricanes, flooding and winter storms have pushed insurance damage estimates into the billions of dollars.

One idea doing the rounds is to promote a health insurance co-operative, rather than a government-run programme.

Some seek security-three meals a day, clean clothes and a warm bed, health insurance and dental care.

Health insurance brokers, who are paid a commission by insurance companies but are free to consumers, are busier than ever.

Insurance companies have high premiums to protect themselves.

Rex struggles with insurance claims and leans on his extended family for help.

Sunday's tornado also thrusts the insurance industry toward a potential record-breaking year for thunderstorm-related damage.

Missouri residents worried that their insurance might not cover flooding caused by an intentional breach of a levee.

The ones who come to the insurance company are sicker and the people have to pay more.

Many governments mandate that residents of flood-prone areas purchase flood insurance and build flood-resistant structures.

If you do end up buying authenticated bottles, you can use the expert's results for an insurance appraisal.

That's why auto insurance is relatively affordable.

Yields are a bit less, but profitable and insurance comes from the diversity.

If you have an insurance pool of high risk people the way to bring down costs is simple, get lower risk people in as well.

Insurance is one of the tools that people create and use when they face risks of this sort.

Participating insurance companies providing standard plans cannot deny coverage.

Market-based techniques of financial management can also offer weather-risk insurance to the farm communities.

Make people take out insurance policies to cover climate change damages.

Why do smokers pay more for life insurance but obese participants in the pool do not.

That's how much you should expect to be spending on your insurance policy.

Much of the debate about health care reform focuses on people who don't have insurance.

Owning life insurance is supposed to make you feel more secure.

Insurance is crucial for members of co-op and condo boards, but there are wide variations in coverage.

COLLAPSE

Collins

World English Dictionary

insurance (ɪnˈʃʊərəns, -ˈʃɔː-)

—n
1.	a. the act, system, or business of providing financial protection for property, life, health, etc, against specified contingencies, such as death, loss, or damage, and involving payment of regular premiums in return for a policy guaranteeing such protection
	b. the state of having such protection
	c. Also called: insurance policy the policy providing such protection
	d. the pecuniary amount of such protection
	e. the premium payable in return for such protection
	f. (as modifier): insurance agent; insurance broker; insurance company
2.	a means of protecting or safeguarding against risk or injury

Collins English Dictionary - Complete & Unabridged 10th Edition
2009 © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins
Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009
Cite This Source

Etymonline

Word Origin & History

insurance

1553, "engagement to marry," a variant of ensurance (see ensure). Commercial sense of "security against loss or death in exchange for payment" is from 1651. Assurance was the older term for this (late 16c.).

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