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annual equivalent rate

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Financial Dictionary

Annual Equivalent Rate - AER

Interest calculated under the assumption that interest is paid and compounded per year.

Investopedia Commentary

Investors should be aware that annual equivalent rate will typically be higher than the actual annual rate calculated without compounding. Not all investment products are compounded annually.

Related Links

Understanding The Time Value Of Money
Advanced Bond Concepts
Bond Basics Tutorial
Forces Behind Interest Rates
Trying To Predict Interest Rates
How the Distinction Between APR and APY Affects You

See also: Accrued Interest, Compounding, Interest, Time Value of Money, Yield

Also spelled: AER

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