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cash advance

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Financial Dictionary

Cash Advance

A loan taken out against a line of credit or credit card, typically imposing higher-than-normal interest charges.

Investopedia Commentary

Often the interest charged on these loans is a fixed number of percentage points above the prime rate. Additionally, there is seldom a grace period in which no interest is charged. These two factors make cash advances more expensive than many other types of debt financing.

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The Importance of Your Credit Rating

See also: Credit, Credit Card, Interest, Line of Credit, Loan, Open End Credit, Revolving Credit

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