What word or phrase does your mother always say?
late 14c., "subject to or produced by chance," from Middle French casuel (15c.), from Late Latin casualis "by chance," from Latin casus "chance, occasion, opportunity; accident, event" (see case (n.1)).
Of persons, in the sense of "not to be depended on, unmethodical," it is attested from 1883; meaning "showing lack of interest" is from 1916. Of clothes, "informal," from 1939. Related: Casually.