commercial bank

noun
a bank specializing in checking accounts and short-term loans.

Origin:
1905–10

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Collins
World English Dictionary
commercial bank
 
n
a bank primarily engaged in making short-term loans from funds deposited in current accounts

Collins English Dictionary - Complete & Unabridged 10th Edition
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Example sentences
Fannie would have to double its core capital to be considered a well cushioned commercial bank.
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