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credit agency

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credit bureau

–noun
a firm that investigates the creditworthiness of and assigns a credit rating to a client's customers or potential customers.
Also called credit agency.
Dictionary.com Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2009.
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Legal Dictionary

Main Entry: credit bu·reau
Function: noun
: a private business that compiles information on consumers' creditworthiness and provides this information to lenders
Merriam-Webster's Dictionary of Law, © 1996 Merriam-Webster, Inc.
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