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custodial care

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Financial Dictionary

Custodial Care

Non-medical care that helps individuals with his or her activities of daily living, preparation of special diets and self-administration of medication not requiring constant attention of medical personnel. Providers of custodial care are not required to undergo medical training.

Investopedia Commentary

Most public long-term care (LTC) programs such as Medicaid cover custodial care as long as it is provided within a nursing facility. Custodial care at home is typically covered only under LTC insurance - not by Medicaid - even though home care is cheaper than a nursing facility. Medicare, on the other hand, covers only medically necessary, skilled care and will cover at-home custodial care only if it is provided in conjunction with skilled care.

Related Links

Taking The Surprise Out Of Long-Term Care
Medicare: Defining the Lines
Medicaid Versus LTC Insurance

See also: Activities of Daily Living - ADL, Federal Poverty Level - FPL, Long-term Care Insurance - LTC, Medicaid, Medicare

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