day of reckoning

noun
the time when one is called to account for one's actions, to pay one's debts, or to fulfill one's promises or obligations.
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World English Dictionary
day of reckoning
 
n
a time when the effects of one's past mistakes or misdeeds catch up with one

Collins English Dictionary - Complete & Unabridged 10th Edition
2009 © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins
Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009
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Example sentences
Our day of reckoning will ultimately follow, however.
Thus tuition discounting is, at best, a holding strategy that temporarily
  defers the day of reckoning.
In the short run these groups may simply delay the day of reckoning.
These moves will delay the day of reckoning, but they have the feel of burning
  the furniture to heat the building.
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