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discount window

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Financial Dictionary

Discount Window

The location at the Federal Reserve where financial institutions go to borrow money at the discount rate.

Investopedia Commentary

The discount window functions as a safety valve for relieving pressures in reserve markets. It helps to reduce liquidity problems for banks and assists in assuring the basic stability of financial markets.

Banks are discouraged from using this type of borrowing.

Related Links

The Federal Reserve (the Fed) Tutorial

See also: Discount Rate, Federal Funds Rate, Federal Reserve Bank, Federal Reserve Board (FRB), Federal Reserve Open Market Committee (FOMC), Federal Reserve System, Interest Rate

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Financial Dictionary

discount window

The lending facility of the Federal Reserve through which commercial banks borrow reserves. Federal Reserve policy toward supplying banks with reserves has a major effect on credit conditions and interest rates.

Wall Street Words: An A to Z Guide to Investment Terms by David L. Scott.
Copyright © 2003. Published by Houghton Mifflin.
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