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elective-deferral contribution

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Financial Dictionary

Elective-Deferral Contribution

A contribution arrangement of an employer-sponsored retirement plan under which participants can choose to set aside part of their pre-tax compensation as a contribution to the plan. Also known as "salary-deferral" or "salary-reduction contributions".

Investopedia Commentary

When making these contributions, employees defer the tax on the money until it is distributed to them.

Related Links

Making Salary Deferral Contributions - Part 1
Making Salary Deferral Contributions - Part 2
Introductory Tour through Retirement Plans

See also: 401(k), Active Participant Status, Defined Contribution Plan, Employee Contribution Plan, Matching Contribution, Non-Elective Contribution, Pension Plan, Salary Reduction Contribution, Simple, Simplified Employee Pension

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