excess insurance

noun
insurance covering a policyholder only for that portion of losses that exceeds a stated amount.
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Based on the Random House Dictionary, © Random House, Inc. 2014.
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Example sentences
Used to provide excess insurance for a self-insurance program.
As a result, the demand for various forms of excess insurance has diminished.
Applicants purchase excess insurance to provide coverage above their liability
  limits.
Changes to specific excess insurance and/or security requirements.
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