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exchange privilege

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Financial Dictionary

Exchange Privilege

The opportunity given to a mutual-fund shareholder to exchange a fund for another within the same fund family at no additional cost.

Investopedia Commentary

This privilege allows investors to switch funds when market conditions change. For example, you might want to be in an aggressive growth fund when the market is going up, but when the markets start heading downward, you may switch to a bond fund.

There is usually a limit as to how many times per year you can switch to other funds within a family.

Related Links

Mutual Fund Basics Tutorial
Maintaining Your Mutual Fund Equilibrium
When To Sell A Mutual Fund
Understanding Cycles - The Key To Market Timing

See also: Growth Fund, Load Fund, Mutual Fund, Switching

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Financial Dictionary

exchange privilege

The right to exchange shares in one mutual fund for shares in another fund managed by the same firm. The rate at which shares are exchanged is determined by differences in relative values. There is usually a nominal charge for each transfer. This privilege is designed to allow investors to move their money among funds without incurring additional sales fees as their investment goals change. Also called conversion privilege.

Wall Street Words: An A to Z Guide to Investment Terms by David L. Scott.
Copyright © 2003. Published by Houghton Mifflin.
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