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interest or a fee charged for borrowing money or buying on credit.
Based on the Random House Dictionary, © Random House, Inc. 2014.
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is the cost of consumer credit as a dollar amount.
It addresses new tolerances for accuracy in disclosing the amount of the
and other affected cost disclosures.
The cost of the plan must be properly disclosed and be optional or the cost must be included in the
Also, ask about additional fees such as credit checks and the
, which is the total cost of the loan.
That's the rate the issuer applies to your outstanding balance to figure the
for each billing period.
The amount of any
debited or added to the account during the billing cycle, using the term
should only include that amount which the consumer actually paid at closing.
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