finance charge

noun
interest or a fee charged for borrowing money or buying on credit.
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Based on the Random House Dictionary, © Random House, Inc. 2014.
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Example sentences
The finance charge is the cost of consumer credit as a dollar amount.
It addresses new tolerances for accuracy in disclosing the amount of the
  finance charge and other affected cost disclosures.
The cost of the plan must be properly disclosed and be optional or the cost
  must be included in the finance charge.
Also, ask about additional fees such as credit checks and the finance charge,
  which is the total cost of the loan.
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