flood insurance

noun
insurance covering loss or damage to property arising from a flood, flood tide, or the like.
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Yeah, but you basically can't get flood insurance in those areas.
It spurs people to buy flood insurance or to take action against the threat of
  climate change.
There, insurance premiums were expensive, but flood insurance coverage was not
  mandatory for all homes.
Flood risk, flood insurance, and flood claim information for residential
  coverage.
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