[in-shoor-uh-buhl, -shur-]
capable of being or proper to be insured, as against loss or harm.

1800–10; insure + -able

insurability, noun
uninsurability, noun
uninsurable, adjective Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2014.
Cite This Source Link To insurable
World English Dictionary
insure (ɪnˈʃʊə, -ˈʃɔː)
1.  (often foll by against) to guarantee or protect (against risk, loss, etc): we insured against disappointment by making an early reservation
2.  (often foll by against) to issue (a person) with an insurance policy or take out an insurance policy (on): his house was heavily insured against fire; after all his car accidents the company refuses to insure him again
3.  ensure another word (esp US) for ensure

Collins English Dictionary - Complete & Unabridged 10th Edition
2009 © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins
Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009
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Example sentences
Market value and insurable value appear to be two different things.
Nursery plants are not considered insurable until they become established, even if they are not otherwise insurable.
Employees older and younger than the usual insurable ages are eligible.
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