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joint and survivor annuity

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Financial Dictionary

Joint and Survivor Annuity

A type of annuity that makes payments for the lifetime of two or more beneficiaries.

Investopedia Commentary

Also referred to as a joint life annuity, these are often purchased by a husband and wife.

Related Links

Anything But Ordinary: Calculating The Present And Future Value Of Annuities
Getting the Whole Story on Variable Annuities
Passing the Buck: The Hidden Costs of Annuities

See also: Annuity, Joint, Joint Account, Joint Owned Property, Joint Return, Jointly and Severally

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Financial Dictionary

joint and survivor annuity

An annuity that pays a lifetime income to the annuitant and to another person, generally a spouse. The payments may be scheduled to decrease at the death of either recipient. Also called joint life annuity.

Wall Street Words: An A to Z Guide to Investment Terms by David L. Scott.
Copyright © 2003. Published by Houghton Mifflin.
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