judgment call

noun
1.
Sports. an observational ruling by a referee or umpire that is necessarily subjective because of the disputable nature of the play in question, and one that may be appealed but not protested, as opposed to a matter of official rule interpretation: Balks and close plays at first are of course judgment calls, and umpires are human.
2.
any subjective or debatable determination; personal opinion or interpretation.

Origin:
1840–50

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Based on the Random House Dictionary, © Random House, Inc. 2014.
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Example sentences
It is a judgment call based on knowledge of the river, local flow patterns, and
  experience.
For the future, a judgment call has to be made as to how rapidly the add
  factors should decay.
And then there's the judgment call as to when you're going to be courageous and
  when you're not.
It was a judgment call, based on a perception that our students suddenly faced
  a grave threat.
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