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load spread option

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Financial Dictionary

Load Spread Option

A method of collecting the annual fees from investors in load funds through periodic deductions. These periodic deductions often are taken off of regular investor contributions to the fund to spread out the burden of the load fees over time.

Investopedia Commentary

With a load spread option, a mutual fund investor is able to contribute a fixed amount of savings to the fund on a periodic basis (e.g. after each employment paycheck) and avoid having to pay a lump-sum load fee each year, since a portion of the fee is paid with each contribution.

Related Links

Advantages Of Mutual Funds
Mutual Fund Breakpoints: A Break Worth Taking

See also: Deduction, Expense Ratio, Load Fund, Mutual Fund, No-Load Fund, Open-End Fund

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Financial Dictionary

load spread option

The allocation of sales charges on mutual fund shares purchased on a contractual plan over a period of years. Sales charges may amount to as much as 20% of any single year's payments during the first four years, provided the total charges for the four years do not exceed 64% of any single year's payments. Also, the total sales charge cannot exceed 9% of contributions of the total value of the contract.

Wall Street Words: An A to Z Guide to Investment Terms by David L. Scott.
Copyright © 2003. Published by Houghton Mifflin.
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