most owner occupied

owner-occupied

[oh-ner-ok-yuh-pahyd]
adjective
(of a home, apartment, etc.) used as a residence by the owner.

Origin:
1950–55

owner-occupier, noun
Dictionary.com Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2014.
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WordNet
owner-occupied

adjective
lived in by the owner; "one owner-occupied and three rental apartments" 
WordNet® 3.0, © 2006 by Princeton University.
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