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mutual company

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Financial Dictionary

Mutual Company

A private company whose ownership base is made of customers. Also referred to as a "co-operative".

Investopedia Commentary

Very common in the insurance industry, mutual companies have account holders who receive distributions based upon the extent of their exposure and business with the company.

Some example of mutual companies outside of the insurance business are the Federal Savings and Loan Association and the many banking trusts and community banks found in localities around Canada and America.

Related Links

See also: Demutualization, Life Insurance, Private Company, Public Company

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Financial Dictionary

mutual company

A company owned by its customers rather than by a separate group of stockholders. Many thrifts and insurance companies (for example, Metropolitan and Prudential) are mutual companies. Compare stock company.

Wall Street Words: An A to Z Guide to Investment Terms by David L. Scott.
Copyright © 2003. Published by Houghton Mifflin.
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Legal Dictionary

Main Entry: mutual company
see COMPANY
Merriam-Webster's Dictionary of Law, © 1996 Merriam-Webster, Inc.
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