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Definition of premium bond - 2 dictionary results
Financial Dictionary

Premium Bond

A bond that is priced higher than its par value.

Investopedia Commentary

If a bond's price is higher than its par value it is selling at a premium this occurs because the interest rate on the bond is higher than the prevailing rates in the market, making the premium bond worth more than a bond paying a lower rate. For example, if a bond with a 5% coupon were selling at par ($1000 let's say), it would be worth less than the bond paying 7%. Therefore the bond paying 7% would have to be priced higher than par, thus equalizing the attractiveness of the two bonds.

Related Links

Bond Basics Tutorial
Advanced Bond Concepts
Trying To Predict Interest Rates

See also: Bond, Discount Bond, Face Value, Interest Rate, Original Issue Discount - OID, Par Value, Yield To Maturity - YTM

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Financial Dictionary

premium bond

A bond that sells at a price above its par value. An investor must be careful about purchasing a bond that is selling at a premium because of the possibility of a call by the bond's issuer for sinking fund requirements or for refunding. Except for convertible bonds, the size of a bond's premium usually can be expected to decline as the bond approaches maturity, at which time it will be paid off at par.

Wall Street Words: An A to Z Guide to Investment Terms by David L. Scott.
Copyright © 2003. Published by Houghton Mifflin.
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