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principal sum

noun, Insurance.

capital sum

noun, Insurance.
the maximum amount collectable for accidental death or for some major disabling injury, as one resulting in the loss of an eye, leg, or arm.
Also called principal sum. Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2015.
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Contemporary definitions for principal-sum

an amount paid as an initial fee or investment's 21st Century Lexicon
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