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profit-sharing plan

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Financial Dictionary

Profit-Sharing Plan

A plan that gives employees a share in the profits of the company. Each employee receives into an account, a percentage of those profits based on their earnings. Also known as "deferred profit-sharing plan&quot or "DPSP".

Investopedia Commentary

This is a great way to give employees a sense of ownership in the company. The company decides what portion of the profit will be shared. And there are typically restrictions as to when and how you can withdraw these funds without penalties.

Related Links

Analyzing Pension Risk
The 401(k) and Qualified Plans Tutorial
Lifting the Lid on CEO Compensation

See also: Qualified Plan, Stock Options

Also spelled: Profit-Sharing Plan, deferred profit sharing plan

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Financial Dictionary

profit-sharing plan

A savings plan offered by many firms to their employees in which a part of the firm's profits is funneled into a tax-deferred employee retirement account. These plans give employees additional incentive to be productive.

Wall Street Words: An A to Z Guide to Investment Terms by David L. Scott.
Copyright © 2003. Published by Houghton Mifflin.
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