[sey-ving] 
| 1. | tending or serving to save; rescuing; preserving. |
| 2. | compensating; redeeming: a saving sense of humor. |
| 3. | thrifty; economical: a saving housekeeper. |
| 4. | making a reservation: a saving clause. |
| 5. | a reduction or lessening of expenditure or outlay: a saving of 10 percent. |
| 6. | something that is saved. |
| 7. | savings, sums of money saved by economy and laid away. |
| 8. | Law. a reservation or exception. |
| 9. | except: Nothing remains saving these ruins. |
| 10. | with all due respect to or for: saving your presence. |
| 11. | except; save. |
| sav·ing (sā'vĭng) n.
conj. Except; save. Usage Note: Traditionalists state that one should use the form a saving when referring to an amount of money that is saved. Indeed, that is the form English speakers outside of the United States normally use. In the United States the plural form a savings is widely used with a singular verb (as in A savings of $50 is most welcome); nonetheless, 57 percent of the Usage Panel find it unacceptable. |
Savings
According to Keynesian economics, the amount left over when the cost of a person's consumer expenditure is subtracted from the amount of disposable income that he or she earns in a given period of time.
Investopedia Commentary
For those who are financially prudent, the amount of money that is left over after personal expenses have been met can be positive. For those tend to rely on credit and loans to make ends meet, will have negative savings. Savings can be turned into further income through investing.
Related Links
Economics Basics Tutorial
Understanding Supply-Side Economics
Introductory Tour through Retirement Plans
Determining Your Post-Work Income
See also: Accumulation phase, Disposable Income, Economics, Keynesian Economics, Personal Consumption Expenditure, Scarcity
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