street smarts

noun Informal.
shrewd awareness of how to survive or succeed in any situation, especially as a result of living or working in a difficult environment, as a city ghetto neighborhood.

Origin:
1970–75

Dictionary.com Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2014.
Cite This Source Link To street smarts
Example sentences
The beach is among the safer spots in the city, but travelers are still advised
  to use their street smarts, especially at night.
Because there are many new users without street smarts online.
He brings a unique blend of musical skills, street smarts and cultural cachet
  to everything he touches.
It was there he developed his street smarts and survival skills.
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