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form of assistance designed to help students pay for their education. In general, such awards are known as scholarships, fellowships, or loans; in European usage, a small scholarship is an exhibition, and a bursary is a sum granted to a needy student. Many awards are in the nature of long-term loans with low rates of interest. In many countries, government subsidies reduce or eliminate tuition and the cost of room and board and other expenses, and in still others students receive allowances for extra expenses. Even in some countries where tuition charges are appreciable, as in Great Britain, a scholarship program supported both by governments and by universities effectively underwrites this cost for most students.