uninsurability

insurable

[in-shoor-uh-buhl, -shur-]
adjective
capable of being or proper to be insured, as against loss or harm.

Origin:
1800–10; insure + -able

insurability, noun
uninsurability, noun
uninsurable, adjective
Dictionary.com Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2014.
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WordNet
insurable

adjective
capable of being insured or eligible to be insured 
uninsurability

noun
the quality of being uninsurable; the conditions under which an insurance company will refuse to issue insurance to an applicant (based on standards set by the insurance company) [ant: insurability
WordNet® 3.0, © 2006 by Princeton University.
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