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urban legend

a modern story of obscure origin and with little or no supporting evidence that spreads spontaneously in varying forms and often has elements of humor, moralizing, or horror:
Are there alligators living in the New York City sewer system, or is that just an urban legend?
Also called urban myth.
Origin of urban legend
1970-75 Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2015.
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noun's 21st Century Lexicon
Copyright © 2003-2014, LLC
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urban legend in Technology

A story, which may have started with a grain of truth, that has been embroidered and retold until it has passed into the realm of myth. It is an interesting phenomenon that these stories get spread so far, so fast and so often. Urban legends never die, they just end up on the Internet! Some legends that periodically make their rounds include "The Infamous Modem Tax", "Craig Shergold/Brain Tumor/Get Well Cards", and "The $250 Cookie Recipe".

The Free On-line Dictionary of Computing, © Denis Howe 2010
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