homeowner

If it applies, it means the homeowner would be out of pocket for most costs if the home is damaged.

Rachel returned with directions, a name, and someone from the law office who could recognize the mystery homeowner.

It is the burglar who bears the culpability for walking through an unlocked door, not the homeowner.

Nor do you have to have homeowner's insurance to own a home, just to obtain a mortgage.

Brady fell down the stairs, at which point he was looking up at the homeowner.

Even if no fire starts, electricity will be wasted and the homeowner will be paying for electricity that's doing no good.