[ben-uh-fish-ee-er-ee, -fish-uh-ree]
noun, plural beneficiaries.
a person or group that receives benefits, profits, or advantages.
a person designated as the recipient of funds or other property under a will, trust, insurance policy, etc.
Ecclesiastical. the holder of a benefice.

1605–15; < Latin beneficiārius, equivalent to benefici(um) benefice + -ārius -ary

prebeneficiary, noun, plural prebeneficiaries. Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2014.
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World English Dictionary
beneficiary (ˌbɛnɪˈfɪʃərɪ)
n , pl -ciaries
1.  a person who gains or benefits in some way from something
2.  law a person entitled to receive funds or other property under a trust, will, or insurance policy
3.  the holder of an ecclesiastical or other benefice
4.  (NZ) a person who receives government assistance: social security beneficiary
5.  of or relating to a benefice or the holder of a benefice

Collins English Dictionary - Complete & Unabridged 10th Edition
2009 © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins
Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009
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Word Origin & History

1610s (n.), 1620s (adj.), from L. beneficiarius "enjoying a favor, privileged," from beneficium (see benefice).
Online Etymology Dictionary, © 2010 Douglas Harper
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American Heritage
Cultural Dictionary
beneficiary [(ben-uh-fish-ee-er-ee, ben-uh-fish-uh-ree)]

The recipient of funds, property, or other benefits from an insurance policy, will, trust, or other settlement.

The American Heritage® New Dictionary of Cultural Literacy, Third Edition
Copyright © 2005 by Houghton Mifflin Company.
Published by Houghton Mifflin Company. All rights reserved.
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Example sentences
Under the current system, caps are set per beneficiary per state.
The child is the clear beneficiary.
Each beneficiary receives a debit card which is charged up every month .
Most married couples have some kind of life insurance, usually on the life of
  the husband, with the wife named as beneficiary.
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