card·hold·er

[kahrd-hohl-der]
noun
1.
a registered member of an organization, especially of a union or a political party, who has been issued a card in evidence of membership.
2.
a person who has a borrower's card from a library.
3.
a person to whom a credit card or bank card is issued.
4.
(on a typewriter) either of a pair of devices able to be raised to hold stiff objects, as envelopes or cards, in place for typing.

Origin:
1650–60; card1 + holder

Dictionary.com Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2013.
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Collins
World English Dictionary
cardholder (ˈkɑːdˌhəʊldə) [Click for IPA pronunciation guide]
 
n
a person who owns a credit or debit card

Collins English Dictionary - Complete & Unabridged 10th Edition
2009 © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins
Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009
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Example sentences
For larger purchases where the merchant refuses to waive the tax, the
  cardholder can present a state tax exemption letter.
The chosen coverages kick in when the cardholder uses his or her card to book
  travel, rent a car or check into a hotel.
Cardholder returned merchandise, but merchant did not credit account.
The cardholder divides the purchase into several charges to stay within the
  authorized single purchase limit.
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