cardholder

[kahrd-hohl-der]
noun
1.
a registered member of an organization, especially of a union or a political party, who has been issued a card in evidence of membership.
2.
a person who has a borrower's card from a library.
3.
a person to whom a credit card or bank card is issued.
4.
(on a typewriter) either of a pair of devices able to be raised to hold stiff objects, as envelopes or cards, in place for typing.

Origin:
1650–60; card1 + holder

Dictionary.com Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2014.
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Collins
World English Dictionary
cardholder (ˈkɑːdˌhəʊldə)
 
n
a person who owns a credit or debit card

Collins English Dictionary - Complete & Unabridged 10th Edition
2009 © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins
Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009
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Example sentences
The chosen coverages kick in when the cardholder uses his or her card to book
  travel, rent a car or check into a hotel.
Companies can double the rate on an existing balance even if a cardholder has
  done nothing wrong.
The cardholder divides the purchase into several charges to stay within the
  authorized single purchase limit.
For larger purchases where the merchant refuses to waive the tax, the
  cardholder can present a state tax exemption letter.
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