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[koh-in-shoo r-uh ns, -shur-] /ˌkoʊ ɪnˈʃʊər əns, -ˈʃɜr-/
insurance underwritten jointly with another or others.
a form of property insurance in which an insurer assumes liability only for that proportion of a loss which the amount of insurance bears to a specified percentage of the value of the property.
Origin of coinsurance
1885-90; co- + insurance Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2015.
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Examples from the web for coinsurance
  • No coinsurance if transfer is required by the health plan.
  • For out-of-network care, members usually pay a deductible and coinsurance.
  • There will be no coinsurance or copayment applied to this benefit, and beneficiaries will not have to meet their deductible.
  • Cost sharing comes in the form of copays, coinsurance, and deductibles.
  • The coinsurance or copayment represents the beneficiary's share of the payment to the provider or supplier for furnished services.
British Dictionary definitions for coinsurance


/ˌkəʊɪnˈʃʊərəns; -ˈʃɔː-/
a method of insurance by which property is insured for a certain percentage of its value by a commercial insurance policy while the owner assumes liability for the remainder
joint insurance held by two or more persons
Collins English Dictionary - Complete & Unabridged 2012 Digital Edition
© William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins
Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012
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