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common disaster

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noun Insurance.

the death of an insured party and a beneficiary occurring at the same time in the same accident.

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Based on the Random House Dictionary, © Random House, Inc. 2012.
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"The country needs and, unless I mistake its temper, the country demands bold, persistent experimentation. It is common sense to take a method and try it. If it fails, admit it frankly and try another. But above all, try something. The millions who are in want will not stand idly by silently forever while the things to satisfy their needs are within easy reach."

-Franklin D. Roosevelt

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