credit bureau

a firm that investigates the creditworthiness of and assigns a credit rating to a client's customers or potential customers.
Also called credit agency. Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2014.
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credit bureau

a private firm that maintains consumer credit data files and provides credit information to authorized users for a fee 
WordNet® 3.0, © 2006 by Princeton University.
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