creditworthy

[kred-it-wur-thee]
adjective
having a satisfactory credit rating.

Origin:
1555–65, for an earlier sense; credit + -worthy

creditworthiness, noun
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World English Dictionary
creditworthy (ˈkrɛdɪtˌwɜːðɪ)
 
adj
(of an individual or business enterprise) adjudged as meriting credit on the basis of such factors as earning power, previous record of debt repayment, etc
 
'creditworthiness
 
n

Collins English Dictionary - Complete & Unabridged 10th Edition
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Example sentences
One reason to worry is that advanced countries today may not be as creditworthy
  as they once were.
So the moneylender could always find him, and that made the suit-cutter
  creditworthy.
And there is also a risk of excluding creditworthy borrowers, particularly
  first-time buyers and the self-employed.
Small businesses and households would provide a much bigger market, but they
  tend to be less creditworthy and to move more often.
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