something that discourages or deters; deterrent: High interest rates and government regulations are disincentives to investment.

1945–50; dis- + incentive

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World English Dictionary
disincentive (ˌdɪsɪnˈsɛntɪv)
1.  something that acts as a deterrent
2.  acting as a deterrent: a disincentive effect on productivity

Collins English Dictionary - Complete & Unabridged 10th Edition
2009 © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins
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Word Origin & History

1946, from dis- (see dis-) + incentive (q.v.).
Online Etymology Dictionary, © 2010 Douglas Harper
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Example sentences
People are used to being wary, and the general sense that you are under
  surveillance acts as a disincentive.
Namely, a disincentive to write or keep technical papers that then would become
  the author's responsibility to keep secret.
Almost instantaneously you would see a huge disincentive to work.
Otherwise we're facing yet another powerful entropic disincentive to original
  invention in this country.
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