If it applies, it means the homeowner would be out of pocket for most costs if the home is damaged.
Brady fell down the stairs, at which point he was looking up at the homeowner.
Nor do you have to have homeowner's insurance to own a home, just to obtain a mortgage.
Why rush to foreclose on a homeowner owing $250,000 on a property valued, post-bubble, at $200,000?
It is the burglar who bears the culpability for walking through an unlocked door, not the homeowner.
Yet a question Katz alludes to without really answering is: Should everyone be a homeowner?
The woman was able to escape because her attacker was scared off after he heard a homeowner open up his sliding glass door.
Even if no fire starts, electricity will be wasted and the homeowner will be paying for electricity that's doing no good.