available for spending.

1490–1500; spend + -able

unspendable, adjective
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Based on the Random House Dictionary, © Random House, Inc. 2014.
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World English Dictionary
spend (spɛnd)
vb , spends, spending, spent
1.  to pay out (money, wealth, etc)
2.  (tr) to concentrate (time, effort, thought, etc) upon an object, activity, etc
3.  (tr) to pass (time) in a specific way, activity, place, etc
4.  (tr) to use up completely: the hurricane spent its force
5.  (tr) to give up (one's blood, life, etc) in a cause
6.  obsolete (intr) to be used up or exhausted
7.  informal (Brit) spend a penny to urinate
8.  an amount of money spent, esp regularly, or allocated to be spent
[Old English spendan, from Latin expendere; influenced also by Old French despendre to spend, from Latin dispendere; see expend, dispense]

Collins English Dictionary - Complete & Unabridged 10th Edition
2009 © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins
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Example sentences
Travelers checks offer consumers the benefit of a safe means of carrying
  spendable currency when they travel.
Indexation with the latter measure would result in changes in indexed benefits
  paralleling the spendable earnings of wage earners.
The fund is comprised of the dedicated discharge account, retention account and
  the spendable account.
The amount that is set aside reduces current taxable income and increases
  spendable, take home pay.
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