uninsurable

But insurance being expensive--it is, even at group rates--is a very different problem from people being uninsurable.

If it's the latter, it becomes a story about the generosity of unemployment benefits, not about being "uninsurable".

But the problem is that it's complicated to find, and expensive to buy, not that you are uninsurable.

No one knows exactly what happened to all the uninsurable people CBO thought would buy insurance.

I am not employable, in large part, because my health issues make me uninsurable.