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as⋅sur⋅ance
[uh-shoo
r-uhns, -shur-] 
| 1. | a positive declaration intended to give confidence: He received assurances of support for the project. |
| 2. | promise or pledge; guaranty; surety: He gave his assurance that the job would be done. |
| 3. | full confidence; freedom from doubt; certainty: to act in the assurance of success. |
| 4. | freedom from timidity; self-confidence; belief in one's abilities: She acted with speed and assurance. |
| 5. | presumptuous boldness; impudence. |
| 6. | Chiefly British. insurance. |
2. warranty, oath. 3. See trust. 4. See confidence. 5. effrontery, impertinence, nerve, cheek.
3–5. uncertainty.
Based on the Random House Dictionary, © Random House, Inc. 2009.
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| as·sur·ance (ə-shŏŏr'əns) n.
|
Copyright © 2009 by Houghton Mifflin Company.
Published by Houghton Mifflin Company. All rights reserved.
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Assurance
As*sur"ance\, n. [OE. assuraunce, F. assurance, fr. assurer. See Assure.]1. The act of assuring; a declaration tending to inspire full confidence; that which is designed to give confidence. Whereof he hath given assurance unto all men, in that he hath raised him from the dead. --Acts xvii. 31. Assurances of support came pouring in daily. --Macaulay. 2. The state of being assured; firm persuasion; full confidence or trust; freedom from doubt; certainty. Let us draw with a true heart in full assurance of faith, having our hearts sprinkled from an evil conscience. --Heb. x. 22. 3. Firmness of mind; undoubting, steadiness; intrepidity; courage; confidence; self-reliance. Brave men meet danger with assurance. --Knolles. Conversation with the world will give them knowledge and assurance. --Locke. 4. Excess of boldness; impudence; audacity; as, his assurance is intolerable. 5. Betrothal; affiance. [Obs.] --Sir P. Sidney. 6. Insurance; a contract for the payment of a sum on occasion of a certain event, as loss or death. Note: Recently, assurance has been used, in England, in relation to life contingencies, and insurance in relation to other contingencies. It is called temporary assurance, in the time within which the contingent event must happen is limited. See Insurance. 7. (Law) Any written or other legal evidence of the conveyance of property; a conveyance; a deed. Note: In England, the legal evidences of the conveyance of property are called the common assurances of the kingdom. --Blackstone.Cite This Source
Assurance
Coverage of an event that is certain to happen. Assurance is similar to insurance (and sometimes the terms are interchangeable) except that insurance protects policyholders from events that might happen.
Investopedia Commentary
For example, a person can choose to purchase life assurance or term life insurance. (Note in the U.K. "life assurance" is another term for "life insurance".) The event in question is the death of the person the policy covers. Since the death of this person is certain, a life assurance policy results in payment to the beneficiary when the policyholder dies. A term life insurance policy, however, will cover a set period of time, such as 30 years, from the time the policy was bought. If the policyholder dies during that time, the beneficiary receives money, but if the policyholder dies after the 30 years, no money is received. The assurance policy covers an event that will happen no matter what, while the insurance policy covers a event that might happen (the policyholder might die within the next 30 years).
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See also: Beneficiary, Death Benefit, Insurance, Life Insurance, Permanent Life Insurance, Term Life Insurance, Universal Life Insurance, Whole Life Insurance Policy
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Main Entry: as·sur·ance
Function: noun
1 a : the act of assuring b : GUARANTEE 3
2 : the act of conveying real property; also : the document by which it is conveyed
3 chiefly British : INSURANCE
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Assurance
The resurrection of Jesus (Acts 17:31) is the "assurance" (Gr. pistis, generally rendered "faith") or pledge God has given that his revelation is true and worthy of acceptance. The "full assurance [Gr. plerophoria, 'full bearing'] of faith" (Heb. 10:22) is a fulness of faith in God which leaves no room for doubt. The "full assurance of understanding" (Col. 2:2) is an entire unwavering conviction of the truth of the declarations of Scripture, a joyful steadfastness on the part of any one of conviction that he has grasped the very truth. The "full assurance of hope" (Heb. 6:11) is a sure and well-grounded expectation of eternal glory (2 Tim. 4:7, 8). This assurance of hope is the assurance of a man's own particular salvation. This infallible assurance, which believers may attain unto as to their own personal salvation, is founded on the truth of the promises (Heb. 6:18), on the inward evidence of Christian graces, and on the testimony of the Spirit of adoption (Rom. 8:16). That such a certainty may be attained appears from the testimony of Scripture (Rom. 8:16; 1 John 2:3; 3:14), from the command to seek after it (Heb. 6:11; 2 Pet. 1:10), and from the fact that it has been attained (2 Tim. 1:12; 4:7, 8; 1 John 2:3; 4:16). This full assurance is not of the essence of saving faith. It is the result of faith, and posterior to it in the order of nature, and so frequently also in the order of time. True believers may be destitute of it. Trust itself is something different from the evidence that we do trust. Believers, moreover, are exhorted to go on to something beyond what they at present have when they are exhorted to seek the grace of full assurance (Heb. 10:22; 2 Pet. 1:5-10). The attainment of this grace is a duty, and is to be diligently sought. "Genuine assurance naturally leads to a legitimate and abiding peace and joy, and to love and thankfulness to God; and these from the very laws of our being to greater buoyancy, strength, and cheerfulness in the practice of obedience in every department of duty." This assurance may in various ways be shaken, diminished, and intermitted, but the principle out of which it springs can never be lost. (See FAITH.)
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