o·ver·cau·tious

[oh-ver-kaw-shuhs]
adjective
excessively or unnecessarily cautious: Sometimes it doesn't pay to be overcautious in business.

Origin:
1700–10; over- + cautious

o·ver·cau·tious·ly, adverb
o·ver·cau·tious·ness, noun
Dictionary.com Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2013.
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WordNet
overcautious

adjective
unnecessarily cautious; "sometimes it doesn't pay to be overcautious in business" 
WordNet® 3.0, © 2006 by Princeton University.
Cite This Source
00:10
Overcautious is always a great word to know.
So is ninnyhammer. Does it mean:
a fool or simpleton; ninny.
an arrangement of five objects, as trees, in a square or rectangle, one at each corner and one in the middle.
Example sentences
Often similar overcautious conclusions are drawn in relation to other forms of limits.
For critics these same traits make the president dithering, overcautious and even bland.
His left-wing hecklers see him as an overcautious hedger.
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