overspend

[oh-ver-spend]
verb (used without object), overspent, overspending.
1.
to spend more than one can afford: Receiving a small inheritance, she began to overspend alarmingly.
verb (used with object), overspent, overspending.
2.
to spend in excess of: He was overspending his yearly salary by several thousand dollars.
3.
to spend beyond one's means (used reflexively): When the bills arrived, he realized he had foolishly overspent himself.
4.
to wear out; exhaust.

Origin:
1580–90; over- + spend

Dictionary.com Unabridged
Based on the Random House Dictionary, © Random House, Inc. 2014.
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Collins
World English Dictionary
overspend
 
vb , -spends, -spending, -spent
1.  to spend in excess of (one's desires or what one can afford or is allocated)
2.  (tr; usually passive) to wear out; exhaust
 
n
3.  the amount by which someone or something is overspent

Collins English Dictionary - Complete & Unabridged 10th Edition
2009 © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins
Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009
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Etymonline
Word Origin & History

overspend
c.1618, "to wear out," from over + spend (q.v.). Meaning "to spend more than is necessary" is attested from 1857.
Online Etymology Dictionary, © 2010 Douglas Harper
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Example sentences
If you ask for it all today then certainly you'll overspend.
It wants to give itself power to impose big fines on countries that overspend.
After these crises perhaps rich countries will learn not to overspend and to
  build reserves instead.
The goal isn't to get fishermen to overspend on more nets or bigger boats.
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